Tuesday, 22 November 2011

Warning, 'MLM Self-Betterment Guru,' James Arthur Ray, Kills !


 Shyam 
I thought that your free-thinking readers might be interested to learn that a self-styled 'Self Betterment' guru, previously linked to 'Amway' and 'Herbalife,' is currently awaiting sentencing in Arizona after having been found innocent of manslaughter, but convicted of the 'negligent homicide' of three of his followers. 
 
In reality, in the Autumn of 2009, James Arthur Ray (b. 1957) persuaded 50 adults to give him payments of up to $10 000 each. In return, he lured them to a remote 'Retreat Center' where, for 7 days, he planned to subject them to a barrage of potentially-lethal, co-ordinated, devious techniques of social, psychological and physical persuasion, designed to shut-down individuals' critical and evaluative faculties, but without their fully-informed consent. However, Mr. Ray has been running this frighteningly-familiar, blame-the-victim, advance fee fraud for many years, and he has apparently made millions of dollars out of it. He seems to got many of his unoriginal ideas from L. Ron Hubbard's  'Scientology' scam. Amongst his many published lies, Hubbard claimed to have lived amongst the Blackfoot Indians as a small boy after WWI and during the early 1920s, and to have been initiated into the secret medicine of the tribe. Hubbard began peddling what he described as 'Purification Rundown' to his 'Scientology' adherents in the 1950s. This comprised a progressively-expensive program of intense fasting and sauna baths which Hubbard claimed could remove negativity (in the form of invisible extra-terrestrial creatures) from the human mind and body, and enable 'Scientologists' to transform into superior human beings, physically and intellectually.
In brief, exactly like L. Ron Hubbard, James Ray (who has appeared on US network television and who features on the New York Times Best-Sellers List) has also steadfastly pretended that he possesses a secret 'spiritual/scientific' knowledge which can help anyone to achieve whatever it is that he/she most desires from life, and that (for a price) he is prepared to share this exclusive wisdom.
Using a typically-hypnotic cocktail of pseudo-scientific/'New Age Religious' bullshit (partly plagiarized from traditional Native American beliefs), Mr. Ray (the son of a preacher) persuaded his Arizona victims to stop eating for several days and to enter a 'sweat lodge' (i.e. a form of rudimentary sauna bath comprising a tent structure in which water is turned to steam by pouring it over a pile of rocks which have been previously heated in a bonfire). Whilst Mr. Ray continued to perform what he arbitrarily defined as a 'purification ceremony,' more than 20 of his starving, would-be 'Spiritual Warriors,' began to exhibit the symptoms of dehydration and kidney failure.
Kirby Brown (aged 38), James Shore (aged 40) and Liz Neuman (aged 49) died, whilst 18 others were hospitalized.
In the introduction to his best-selling comic-books, Mr. Ray boasts that he has worked as a self-betterment consultant to many famous companies, including 'Amway' and Herbalife.' 
 
 
Mysteriously,  James Arthur Ray has (so far) not been charged with fraud, or with racketeering, by US federal or Arizona state prosecutors, but presumably his surviving victims will be filing a civil action.
Predictably, Mr. Ray says that,  after sentencing,  he will file an appeal against his recent conviction.  His attorneys continue to describe Mr. Ray's highly-organized crime in Arizona as 'a tragic accident.' 
David Brear (copyright 2011)

Monday, 21 November 2011

Kerala High Court throws out writ filed by RMP Infotec

Kerala High Court on 21-11-2011 rather angrily threw the writ petition filed by RMP Infotec Private Limited out after it was found that the fraudulent company suppressed the material facts.
The RMP Infotec filed a writ petition in the Kerala High Court with a plea to instruct the Police Department to reopen their shops. Another writ petition filed a public-minded persons is pending in the Division Bench headed by the Chief Justice of the Kerala High Court and the RMP suppressed this fact.
It may be recalled that this fraudulent company is already facing a number of criminal cases all over country. Andhra Pradesh Police had filed at least five criminal cases and are seriously investigating the case.
The fraudulent RMP stated in its writ petition that it is actually distributing laptops concealing the fact that it is distributing suit lengths and other things.
Corporate Frauds Watch is looking forward for the full judgement of Kerala High Court in this regard.

Sunday, 20 November 2011

Team Life Care is violating IRDA regulations and indulging money circulation scheme

One of our free-thinking readers Mr B K is writing: Before reading the following The Editor of this blog feels it is apt to recall that the Corporate Frauds Watch filed a criminal case against Team Life Care and Bajaj Allianz for indulging in money circulation scheme in selling life insurance policies. 


Why the fuss is only about 500/- membership fee when everything TLC is doing is unethical n illegal? Can any of the TLC supporters explain the below violations by TLC and still say TLC is LEGAL? 
1. Amended IRDA regulation clearly says procuring business by any means other than by specified agents is a violation. Procuring insurance by Referral method (popularly known as MLM and Chain system) and passing on commission to referrers is being done by TLC which is a clear violation.
2. The defending members of TLC are unaware that TLC has two different companies to carry out their fraudulent ways intelligently.
3. TLC universal is the company in which all the members are working under and paid their commission. TEAM LIFE CARE Co. I Pvt Ltd is the company which has a corporate tie up with Bajaj Allianz and supposed to procure business through their specified agents licensed by IRDA.
4. Sourcing of insurance business by TLC universal members and submitting to Bajaj Allianz through Team Life care is a clear violation of IRDA regulation act which is not known to most of the members.
5. Every single insurance proposal form should have Specified Person attestation about details of how long he has known the policy seeker .In case of TLC Universal sourced business, the same is done by Team Life care staff later on before submitting to Bajaj Allianz. The customer who receives a policy bond through TLC doesn’t even know the attested licensed agent as mentioned in the policy bond. Doesn’t it ring any bells? 
6. None of the pending petitions are against IRDA regulations and allows getting the business in the above mentioned methods and doesn’t regularize the violations of IRDA Corporate agent’s policy.
One can access the amended regulations on 12th July 2010 in this respect by pasting the below link in browser…

http://www.irda.gov.in/ADMINCMS/cms/frmGeneral_Layout.aspx?page=PageNo773&flag=1&mid=Insurers >> Life >> Regulations

The purpose of inflicting regulations is to avoid mis-selling and allowing transparency to the insurance seeker to know the complete details of the policy being taken. This can only be done by an IRDA licensed agent.
Now, the said company has many people sourcing business by inducing the money to be earned by being a member of the system. To be a member one has to buy insurance policy and refer more people for income. The members are not aware anything about insurance and products being sold. One can verify the same by attending their seminars as listed on their website which incidentally happens in Mr.Shyam’s town also regularly.
The owners of the company are getting richer and richer by getting huge commission from Bajaj Allianz by fooling the members about the legality of the TLC Universal P Ltd & Team Life care Co I P ltd and suppress the facts. For a corporate agent the commission received would be around 40 % to 60% product wise on the sourced business. For every 1 lakh they get about 50 k first year the amount spent for commission would not be more than 10k for all sort of commission payments to the members.
One has to decide what is fair….. real pain to see that none of the above bloggers even think about the poor man who has bought insurance only because of the dreams shown to him about earning in lakhs which doesn’t serve his purpose …TLC claims to be having over 30 lakh members, but never mentions the success ratio. 

Friday, 18 November 2011

'MLM income opportunity' fraud is central to understanding the 'Occupy Wall Street' protest


Shyam
'MLM Income Opportunity' fraud is only part of a much wider historical phenomenon which has been described as a 'corporate coup d'etat.' For, today, in the USA (and many other countries), there exist a host of insatiable corporate parasites, feeding off the people and off our planet, but which are controlled by a minority of fabulously-wealthy bosses who have been allowed to subvert the democratic process, and the rule of law, through the bribing of stupid, and/or lazy, and/or corrupt, legislators via a criminogenic system arbitrarily defined by its instigator/beneficiaries as 'lobbying'. That said, 'MLM income opportunity' fraud is perhaps one of the most-extreme examples of this secret revolution, but which many people (including the members of the 'Occupy Wall Street' movement) still have not fully-recognised.
In now appears that the US authorities are making a conscious effort to break up the 'Occupy Wall Street' movement on the grounds that by occupying a public space, its members are breaking the law. http://www.bbc.co.uk/news/world-us-canada-15784439 . Ironically, just like you and me (and the supporters of Corporate Frauds Watch) the members of the 'Occupy Wall Street' movement, are only asking for the rule of law to be restored.
The 'Occupy Wall Street' movement started two months ago and has quickly spread all accross the USA. Although, the mainstream corporate media has generally tried to dismiss its members as an insignificant minority of work-shy, left-wing nut-cases, violent anarchists, dangerous radicals, without any elected leaders, or clear objectives to their futile protest, in reality, the 'Occupy Wall Street' movement has mainly comprised free-thinking, everyday Americans of all ages, sexes, ethnic backgrounds and walks of life. In short, these are the ordinary decent people of the American Republic - dissidents who recognise that they have been betrayed, not by traditional capitalism or their traditional democratic system of government, but by successive elected-governments whose stupid, and/or lazy, and/or corrupt, members have ignored the US Constitution and allowed themelves to become financially-dependent on gangs of corporate racketeers posing as 'compassionate capitalists.'
A perfect illustration of the tragedy that is now unfolding in the USA, occurred yesterday, when a retired Philadelphia police Captain, Ray Lewis, was arrested. He was one of the 'Occupy Wall Street' protestors. Proudly wearing his dress uniform, Ray Lewis was cheered and applauded by the crowd as he was handcuffed and led away by the officers of an unthinking police force whom he pities as 'Wall Street mercenaries'.
 
 
Far from being dangerous radicals and revolutionaries, dignified men like Ray Lewis, are actually conservative heros; for he has been acting in defence of his Republic and of its Constitution, in the face of a corporate coup d'etat.
In my not so humble opinion, Ray Lewis should be given a medal. 
 
David Brear (copyright 2011) 
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Wednesday, 16 November 2011

'MLM income opportunity' racketeers have been buying stupid, and/or lazy, and/or corrupt, legislators for decades


Shyam
Your free-thinking readers (including some honest, senior law enforcement agents), know that, for more than half a century, 'Amway' has been the thought-stopping title for a pernicious/criminogenic cultic organization (i.e. 'Amway' hides a self-perpetuating, non-rational, totalitarian belief system instigated for the clandestine purpose of human exploitation). They are also aware that 'Amway' has generated such vast profits for its greedy bosses, that it has been copied by countless greedy racketeers. We now have a tidal wave of essentially-identical, parasites and parasitic organizations - a criminogenic cancer consuming the unprotected population and quietly multiplying, and gnawing, its way into the democratic process and rule of law in every country it visits. Meanwhile legislators have remained too stupid, and/or lazy, and/or corrupt, to identify, let alone cut out, this malignant disease, whilst the mainstream media (with a few notable exceptions) has concentrated its attention in other more-marketable directions.
When is the wider-world finally going to face up to the ugly reality that, for decades, the secret goal of 'MLM income opportunity' racketeers has been to introduce, their own thought-stopping jargon into legislation around the world, subverting the democratic process and, thus, obtaining a corrupt license to reap billions of dollars from the rest of us, by running dissimulated money circulation schemes and related advance fee frauds, on an unprecedented scale, but without any risk of being held to account for these titanic crimes. Although it remains very difficult for many people to accept, the plain truth is, that these absurd, but nonetheless dangerous, cultic gangsters disguised as 'pious and philanthropic capitalists,' have infiltrated traditional culture and have effectively legalized a particularly cruel type of mass-theft by deception, which traditional culture has (to-date) failed to identify accurately as being just another form of closed-market swindle, or money circulation scheme.
Closed-market swindles dissimulated as 'MLM income opportunities' are always essentially the same false beacon of hope which can lure their most vulnerable victims into a delusional, self-destructive state, akin to a chronic gambling addiction. In reality, no matter how they are disguised, closed-market swindles only enrich their instigators and a few early recruits, with their latest victims' money, but since (by definition) a closed-market has no real external revenue, the latest victims are, in turn, promised the same chance or right to be paid from future victims, ad infinitum. Thus, closed-market swindles dissimulated as 'MLM income opportunities,' propagate the malicious false promise that endless-chain recruitment + endless contributions by the recruits = endless profits for all contributing recruits. Self-evidently, by design, this economic Utopia cannot be fulfilled, but the cruel illusion has been sustained simply by hiding its catastrophic results. Thus, preventing its victims from complaining. Consequently, although all 'MLM income opportunity' rackets have secretly produced loss/drop-out rates of effectively 100% (other than for their instigators and earliest recruits), they have continued to function, because this key-information has been deliberately withheld from the wider-world by criminals. Indeed, the act of occulting this information, has itself been fraudulent.
'MLM income opportunity' racketeers have sought to prevent prosecution of endless-chain recruitment schemes by laundering most of these schemes' unlawful internal transactions through what they have arbitrarily defined, in their thought-stopping jargon, as 'product purchases.' Each smokescreen 'purchase' has included at least 40-50% margin for apparent 'profit payments' collectively, to persons arbitrarily defined as 'Distributors' or 'Business Owners' , but who have actually been insolvent victims of a closed -market swindle - temporary de facto slave recruiters, doomed to failure. This 40-50% has been apportioned according to an incremental percentage-formula based on the victims' position in the endless-recruitment chain above the latest victims. Thus, any payments to the instigators and to the earliest recruits have been the product of fraud, whilst the remaining payments going to the so-called 'MLM' companies from the smoke-screen 'purchases' of the latest victims, were also the product of fraud.
In the USA, various court decisions, and some State laws, specify that any payments apportioned to the participants in a multi-tiered sales organization (ignoring the fact that these organizations, have all been criminogenic) must derive from outside of the sales organization and be the result of genuine retail sales to the public, not from smokescreen 'purchases' made by the recruits themselves. However, to avoid court rulings in the USA that might identify, and outlaw, closed-market swindles dissimulated as 'MLM income opportunities,' their instigators infiltrated and subverted an existing, US-registered, corporate structure known as the 'Direct Selling Association,' to acquire influence over legislators in more than a dozen States. Thus, existing US anti-pyramid laws were rewritten in precise, but essentially meaningless, terms (like 'anyone' , 'products', 'consumers', etc.) to exempt closed-market swindles in which the revenue is secretly derived from smokescreen transactions arbitrarily defined as 'product purchases,' thereby illegally  removing the key-distinction as to whether the participants are actually making authentic retail sales to the public. Using these subversive tactics, closed-market swindles dissimulated as 'MLM income opportunities' have been effectively legalized in the USA (and in various other countries), but the false promise that endless-chain recruitment + endless contributions by the recruits = endless profits for all contributing recruits, upon which all 'MLM income opportunities' have been based, remains intrinsically fraudulent under universal criminal laws which define theft by deception.
Corporate Frauds Watch has recently uncovered these same subversive tactics evidently being pursued in the Indian State of Kerala, where the de facto agents of the'Amway' bosses (i.e. the officers of the 'Indian Direct Selling Association') have also been attempting effectively to legalize dissimulated money  schemes which launder illegal internal payments through smokescreen transactions arbitrarily defined as  'product/service purchases'.  Stupid, and/or Lazy, and/or corrupt Kerala officials have recently been caught red handed trying to redefine traditional direct selling in the familiar, effectively meaningless terms, to include the unlawful continuous-recruiting of insolvent victims (arbitrarily defined as 'direct sellers'),who illogically will not be obliged to sell anything directly to the public, by fake corporate structures (arbitrarily defined as 'direct selling' companies), which illogically will be allowed to derive the overwhelming majority their revenue from their victims, who merely make smokescreen 'purchases' under the delusion that eventually, by exactly duplicating a plan of recruitment and self-consumption, ad infinitum, they will be able to retire and receive reward in perpetuity. However, all such closed, money circulation schemes are already banned by existing, Indian, criminal legislation. 
Readers of CFW should be aware that the subversion of the democratic process and the rule of law in the USA by 'MLM income opportunity' racketeers, included a proposed Bill, HR1220, in the US Congress. This shameful document was written by officers of the so-called 'Direct Selling Association' and it was introduced into the US House of Representatives by a traitor to the American Republic, who, ironically, was an elected Republican Member for Texas, Joe Barton. Co-traitors, included a small flock of apparently pious Republican/Christian Congressmen/women whose political campaigns had been largely-funded by money produced by 'MLM income opportunity' fraud. In simple terms, these legislators had been bribed with stolen cash, but they have not yet been held to account. The corrupt Bill they proposed, would have created a federal law, maliciously designed effectively to legalize 'MLM income opportunity' fraud throughout the USA, and to override common-sense federal court decisions which had previously served as the guide in all other federal court cases dealing with the 'MLM' question. However (probably due to the invasion of Iraq in 2003), the law was never passed.
Jack Abramoff has recently admitted that he was part of an extensive, corrupt 'lobbying' system in Washington which has been partially exposed, but not halted. Abramoff has confessed that he was paid millions of dollars to bribe stupid, and/or lazy, and/or corrupt, US federal legislators to conceal modifications in federal legislation which were secretly of great financial benefit to his clients, and against the interests of the people. These modifications were the product of crime. They were written in precise, but incomprehensible, terms often referencing (but not explaining) previous laws or obscure sub-sections of previous laws. Similarly, 'MLM income opportunity' racketeers have used corrupt 'lobbyists' to cloak their own modifications to legislation in thought-stopping, apparently pious terms like, 'reform' , 'updating', 'anti-pyramid,' etc. To casual observers, terms like,  'anyone',  'consumer' , 'product', etc.  can appear quite harmless. However, to intellectually-rigorous observers, this obvious subversion of the democratic process and the rule of law by the manipulation of language, is revealed as a co-ordinated devious campaign launched by cultic gangsters, to redefine traditional direct selling, and thus, include, and effectively legalize, the cancer of 'MLM income opportunity' fraud (which has no real connection with traditional direct selling), from which these parasites continue to reap billions of dollars from countless millions of their constantly-churning victims. 
David Brear (copyright 2011)

Tuesday, 15 November 2011

Amway suddenly posing as a pious woman

Amway, nowadays, is heavily advertising throughout India spending several millions of rupees. What happened to its principle of no advertisement all these years.
An adage in Sanskrit says, "vriddha naari pativrataa". Suddenly this aged prostitute is posing as a pious woman. It says that there is no entry fee to become a distributor and there is no compulsion to purchase products at entry level. In the headlines of the Advertisement itself Amway says that it is regularizing its business activities. That effectively means it has been illegally and irregularly doing business all these years spanning over a decade. What is the punishment for Amway's illegal business activities all these years and what happened to the stolen money from the gullible all over India and the rest of the countries.
However, its business model is still enrollment which is a banned activity under the provisions of Prize Chits &; Money Circulation Schemes (Banning) Act, 1978. Amway's website states that if a Distributor sells Amway products along with his 'GROUP' they are entitled commission ranging from 6 % to 21 %. From where does this group emerge without enrollment. That is the crux of the racket Amway is indulging in.
Moreover, the price of these products is so exorbitant that no sane person would buy these products unless he is promised with huge returns by way of enrollment.
For instance, the price of Glister toothpaste ranges from Rs. 125 to Rs. 199. No fool would buy these products at such exorbitant price. A 250 ml coconut oil bottle is sold at Rs. 109, a toothbrush for Rs. 116, a 
250 ml shampoo for Rs. 379, one litre Dish washing liquid for Rs. 519. These are only samples. There are more.
Amway also states in its website the Distributor should give a hand written receipt to the purchaser while selling products. Is there any sanctity to the hand written receipt? Who would recognise it? IF there is any patent or latent defect in the product, will the consumer forum recognise it as an authentic receipt? 
The main issue is the money circulation scheme camouflaged with sale of products and services. If Amway believes  its products are of great value, it could sell them in the open market. Anyway, it is advertising heavily spending millions and there is now no justification for its camouflaged activity. It is high time, people realised its nefarious activities and throw Amway out.

Sunday, 13 November 2011

Kerala officials have been caught red handed helping 'MLM' racketeers


Shyam
The bosses of the 'Amway' mob continue to behave as though the rest of the world is  too stupid, and/or lazy, and/or corrupt, to work out how their insidious racket functions.
The ongoing, extensive 'payment for legislation' racket that Jack Abramoff has admitted once being a part of  in Washington, and which he lately-condemns, is exactly the same as the one which is now evidently appearing in the Indian State of Kerala.
Abramoff has described how, just by introducing precise, but essentially meaningless, language into US federal legislation, it was possible to subvert the democratic process to the financial advantage of anyone who supplied him with piles of loot to bribe greedy US politicians and key members of their advisory staff, with valuable gifts and highly-paid job offers. These traitors to the American Republic, then unlawfully gave Abramoff a free-hand to write the legislation. Abramoff does not hide the alarming fact that he had significant influence in the offices of around one hundred key Washington legislators, and that his ambition had been to own all of them.
The available evidence strongly suggests that the 'Amway' bosses are currently attempting to buy  stupid, and/or lazy, and/or corrupt, key legislators in Kerala in order to try to continue to commit the same fraud which they have already paid stupid, and/or lazy, and/or corrupt, key Washington legislators to ignore.
The size, and duration, of this (still-largely hidden) scandal is absolutely without precedent, but where the Hell is the mainstream media?
Some more of the obvious questions I have, are:
-  What are the names of the Kerala officials who claim to have written the 'direct selling guidelines,'  but who obviously haven't written them at all?
-  What has been the exact nature of the relationship between these Kerala officials and persons representing 'Amway India Enterprises' from the so called 'Indian Direct Selling Association'  who have been allowed to draft these precise, but essentially meaningless,  'direct selling guidelines' to the financial advantage of the billionaire 'Amway' bosses in the USA?
- How can we get a rigorous corruption investigation started in Kerala? 
David Brear (copyright 2011)